NY Says Irene Damage Covered in Flood Insurance » APTOPIX Irene

Waves crash over the shore during high tide during a storm surge from Hurricane Irene in Bay Shore, N.Y., on Long Island, Sunday, Aug. 28, 2011. (AP Photo/Charles Krupa)

Waves crash over the shore during high tide during a storm surge from Hurricane Irene in Bay Shore, N.Y., on Long Island, Sunday, Aug. 28, 2011. (AP Photo/Charles Krupa)